Loans Pay Day Savings

New grads need a lesson in finance management

Dutchess County Regional Chamber of Commerce Golf Day Nussbickle - Trump National Golf Club 178 Stormville Road, Hopewell Junction. 9:30 pm-7 golf tournament in support of the Norman and Rita Nussbickle Memorial Scholarship. Includes a round of golf, barbecue lunch, one hour open bar, dinner and awards ceremony. $ 200 per player, $ 800 per foursome. Sponsorships available. Shotgun start at 11 am with the scramble format. Reservations required. Call 845-296-0001. You've seen them - sixth grade students - our children. They wear jeans, T-shirts and sneakers, want to join, be accepted, have friends.They spend hours on iPhones, Facebook, Xbox - usually unsupervised. Define their peers in the world and they measure the coolest, the smartest, brightest, most beautiful of them. Companies are shaping their dreams and to exploit their fears. They share some time with adults at home. About half of them are children of divorce or single parents. Few stay at home moms or dads. I read with dismay that a private religious sect is to buy the 27 acres and buildings of the Country Club of the firm Casperkill Bright Horizons child care ("Faith Assembly of God for the purchase Site Casperkill, move there, "June 2).The club was originally built by IBM in the 1940s for its employees and their families - who have enjoyed the club for many good years. The club must remain open to all local residents and it is hoped that the Assembly of God faith, which is buying the place, will keep it open for recreation for everyone, including basketball , outdoor pool, softball fields, a fitness center and other activities that promote recreation and fellowship.Hyberbole hand, the class of 2011 was marked the highest debt ever, with an average of over $ 27,000 in college debt, according to Mark Kantrowitz, publisher of FinAid.org and Fastweb.org. Financial advisers say that recent graduates and young professionals should not give priority to the pressure in the short term loans during the savings for a rainy day and retirement. "But what do children do? They spend a dollar and five, "said Gail DeLuca Wells Fargo Advisors in Brighton.

Solid Foundation

Create a budget or other method of accounting to keep track of expenses."We do not know what we do not measure," said Edward Jones Financial Advisor Dale R. Rehkopf II. "There is a difference between" These are my bills "and" That's where the money goes. "He recommended that recent graduates to refrain from excessive use of credit cards and not use at all if they have not yet landed that first job.